Budgeting 101
I hesitate to write about my laughable budget because some of you are probably paying off your entire home in three months or giving half of your income to war refugees. OR BOTH. One night my mentor mentioned we had nothing to talk about (what?!) so he started grilling me with financial questions (yay!) ...that I had basically no answers for (double yay!) My final answer was something along the lines of "So, like, we pay rent every month. And uhh I guess like, insurance?" PATHETIC. I am supposed to be a grown Proverbs 31 woman with two kids and a pastor husband! After I finished riding the Guilt Shame Train (always a pleasure), I came up with a couple of reasons to follow a budget.. When my mentor isn't asking me financial questions, he's reading books to his granddaughter 1. We can work towards a goal(s) We want any excess money saved up for IFT (Important Future Things). A bigger family car, college and retirement, mainly. Without goals, our excess ...